Daily Blogging

Protect your Families Future now


Do you have a plan to protect your family.  I don’t recall ever thinking about life insurance or having a plan until I had my first baby. Three children later, the most important sacrifice my husband and I make is securing our childrens future. Our family nest is well worth all of the little things we give up now ?

70%* of people with kids under 18 say they would be in serious trouble if something happened to the primary breadwinner.

Are you insured?  With Allstate life insurance policies  as low as $20 a month any family can afford this.  You can’t even take your family to dinner on $20.   A good rule to know where to start is insuring 5 to 10 times your income.  As much as that might seem you must keep in mind all the expenses that your children will be leaving behind.  Mortgage payment, medical bills,  funeral expenses, childcare expenses, living expense and college tuition.  An Allstate agent can guide you through the perfect plans for your future, today. Allstate is the perfect place to get accurate information on how to handle your needs. With he kind of customer service that will lead you in the right direction and benefit your family.

Savings accounts can go a long why.  We have savings accounts set up for each child.  $100 a month gets divided into accounts for each child.  This is part of their college fund. The $25 a week a sacrifice is worth the effort.  To know that when my children go to college they will already have a  stipend.  This is extremely comforting to my husband and I.  The last thing we would want our kids to worry about is how to pay for college, books and expenses of a college student.

When my children get cash gifts and extra money I encourage them to put a percentage of it into their savings.  If they do I will take chores away as an incentive.  This works well with my oldest, he would give up almost anything to not have to take out the trash or clean his room for a week.  And the idea that it is still his money is another plus.

I also maintain a savings account of my own.  This is another nest egg, I try to not ever touch.  I have accumulated very creative ways to add to this account.  Making  money with online surveys and doing rebates.   If an unforeseen emergency were to arise my oldest child knows that he could access it.

I wrote this blog post while participating in the SocialMoms and Allstate blogging program.

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